Coverage · SEDDK Regulated

What Your Policy
Covers

Every Turkish MTPL policy carries mandatory minimum coverage limits set by SEDDK. Limits are identical for all insurers — the same coverage no matter who you buy from.

✓ SEDDK Regulated Limits
✓ All Vehicle Types
✓ Confirmed from Policies
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Turkish MTPL (Zorunlu Trafik Sigortası) is compulsory for every foreign-plated vehicle entering Turkey. Coverage limits are set by SEDDK — Turkey's insurance regulator — and apply equally to all licensed insurers. Select your vehicle type below to see the exact limits printed on your policy.

🚗 Car Coverage

Turkish classification: OTOMOBİL

Confirmed from policy
Coverage Limit
Property damage per vehicle 400.000 TL
Property damage per accident 800.000 TL
Injury & death per person 3.600.000 TL
Injury & death per accident 18.000.000 TL
Medical expenses per person 3.600.000 TL
Medical expenses per accident 18.000.000 TL
Quick Yardım roadside assistance Included
📋

What MTPL Does Not Cover

Understanding the limits of compulsory insurance

🚗

Your own vehicle

MTPL covers damage you cause to others. Damage to your own vehicle requires KASKO (comprehensive) insurance, which is generally not available for foreign-plated vehicles in Turkey.

🧳

Your own belongings

Personal property inside the vehicle — luggage, electronics, valuables — is not covered. Travel insurance covers personal possessions.

🏥

Your own medical costs

The medical coverage in MTPL applies to third parties you injure. Your own medical treatment is covered by your travel insurance or personal accident add-on.

🔧

Breakdowns

Mechanical breakdown, flat tyres, and running out of fuel are not covered. Roadside assistance is available as an add-on when you purchase your policy.

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